{"id":6648,"date":"2026-09-11T11:11:17","date_gmt":"2026-09-11T08:11:17","guid":{"rendered":"https:\/\/activitis.com\/activitis-and-mercy-corps-financing-for-businesses-in-frontline-regions\/"},"modified":"2026-09-11T11:16:21","modified_gmt":"2026-09-11T08:16:21","slug":"activitis-and-mercy-corps-financing-for-businesses-in-frontline-regions","status":"publish","type":"post","link":"https:\/\/activitis.com\/en\/activitis-and-mercy-corps-financing-for-businesses-in-frontline-regions\/","title":{"rendered":"Activitis and Mercy Corps: Financing for Businesses in Frontline Regions"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Under the BLOOM program, businesses and entrepreneurs in frontline regions of Ukraine will be able to purchase goods and services with installment payments for up to 9 months at a rate of 6% per annum without collateral, guarantees, or currency risks. <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Fintech infrastructure provider Activitis and international humanitarian organization Mercy Corps are launching an affordable financing project for micro, small, and medium-sized businesses in Chernihiv, Sumy, Kharkiv, Dnipropetrovsk, Zaporizhzhia, Mykolaiv, Kherson, and Odesa oblasts under the BLOOM program.<\/p>\n\n<p class=\"wp-block-paragraph\">The project will allow entrepreneurs to purchase equipment, spare parts, machinery, raw materials, supplies, and services for up to UAH 1,000,000 at a rate of 6% per annum and pay in installments over 3, 6, or 9 months.<\/p>\n\n<p class=\"wp-block-paragraph\">The project will operate through the eDilo online service created by Activitis. To use it, an entrepreneur selects the required goods from their supplier and uploads the invoice for payment in their eDilo account. The full invoice amount including VAT will be sent directly to the supplier in full, and the business will repay the funds according to the selected schedule. After using the full financing amount covered by Mercy Corps compensation, the business can continue purchases within the available installment payment limit on standard financing terms*. To calculate the limit, a legal entity only needs to provide their EDRPOU code, and sole proprietors need their TIN and tax return for the last reporting period. A decision will be provided within 30 minutes, and financing can be accessed the same day.      <\/p>\n\n<p class=\"wp-block-paragraph\">Up to 80% of the annual interest rate will be compensated by Mercy Corps under the BLOOM program, implemented with funding from the UK Government through UK aid. <\/p>\n\n<p class=\"wp-block-paragraph\"><em>&#8220;In frontline regions, the problem often lies not only in the cost of money, but in the actual absence of access to financing. We have joined forces with Mercy Corps so that businesses in such regions can both obtain financing and do so on terms more affordable than market rates. The entrepreneur goes through a full financing cycle and builds a credit history. This, in turn, creates a foundation for further development and capital raising without direct donor support,&#8221;<\/em> noted Pavlo Matiiash, CEO of Activitis.<\/p>\n\n<h4 class=\"wp-block-heading\"><strong>For Businesses in Eight Oblasts<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">Sole proprietors and privately owned legal entities registered in Chernihiv, Sumy, Kharkiv, Dnipropetrovsk, Zaporizhzhia, Mykolaiv, Kherson, and Odesa oblasts will be able to use the program.<\/p>\n\n<p class=\"wp-block-paragraph\">The program will not apply to areas of active combat operations, territories with restricted access, and high security risk areas.<\/p>\n\n<p class=\"wp-block-paragraph\">Suppliers of goods and services may be registered in any region of Ukraine. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Key program terms:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>rate for businesses \u2014 6% per annum;<\/li>\n\n\n\n<li>repayment term \u2014 3, 6, or 9 months;<\/li>\n\n\n\n<li>preferential limit \u2014 up to UAH 1 million;<\/li>\n\n\n\n<li>without collateral, guarantees, or currency risks;<\/li>\n\n\n\n<li>interest is paid monthly, principal amount \u2014 in equal monthly installments or one payment within 90 days;<\/li>\n\n\n\n<li>application submission, verification, and document signing are done online.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">The limit can be used for one large purchase or to pay multiple invoices at different times and terms. This allows businesses to make purchases in stages without withdrawing the entire required amount from circulation at once. <\/p>\n\n<p class=\"wp-block-paragraph\">It is expected that more than 150 micro, small, and medium-sized enterprises will take advantage of the preferential terms.<\/p>\n\n<p class=\"wp-block-paragraph\"><em>&#8220;Access to financing is critically important for businesses seeking to recover, grow, and invest in their future. At Mercy Corps, we are expanding our support beyond grant funding, helping entrepreneurs access financial solutions that can strengthen their businesses in the long term. We hope this initiative will help more entrepreneurs build financial resilience, unlock new opportunities for growth, and contribute to the recovery of their communities,&#8221;<\/em> said Vicki Aken, Country Director of Mercy Corps in Ukraine.<\/p>\n\n<h4 class=\"wp-block-heading\"><strong>Donor Resources Opening Access to the Market<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">The model under which the project is implemented is called blended finance and assumes that donor capital makes financing more affordable than market conditions.<\/p>\n\n<p class=\"wp-block-paragraph\">This approach differs from grant support: the entrepreneur does not receive non-repayable assistance, but uses a financial instrument, fulfills obligations, and builds the history and experience necessary for further work on commercial terms.<\/p>\n\n<p class=\"wp-block-paragraph\">Financing will be provided in hryvnia by a Ukrainian licensed financial institution. The digital eDilo model allows for standardized application submission, verification, document signing, invoice payment, and ongoing transaction servicing, reducing program administration costs. <\/p>\n\n<p class=\"wp-block-paragraph\">For Activitis, the partnership with Mercy Corps represents a new direction of work as a financial infrastructure for development programs. The eDilo digital platform from Activitis enables administration of preferential terms, limits, geographic restrictions, and reporting within a single service. <\/p>\n\n<h4 class=\"wp-block-heading\"><strong>About Activitis<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\"><strong>Activitis<\/strong> is a Ukrainian fintech infrastructure that creates embedded financial solutions for micro, small, and medium-sized businesses, forming a modern financial ecosystem aimed at developing entrepreneurship and strengthening the country&#8217;s economy.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>eDilo<\/strong> is an online installment payment service for businesses that allows companies to buy goods and services now and pay for them gradually. The service integrates into partners&#8217; B2B sales and gives entrepreneurs access to financing directly at the point of purchase or invoice payment. <\/p>\n\n<h4 class=\"wp-block-heading\"><strong>About Mercy Corps and the BLOOM Program<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">Mercy Corps is an international humanitarian organization that supports communities and entrepreneurs affected by crises and armed conflicts.<\/p>\n\n<p class=\"wp-block-paragraph\">The BLOOM program aims to strengthen the resilience of vulnerable households and communities affected by war through the protection and restoration of their livelihoods and other sources of income to improve food security and self-reliance. It is implemented by the BLOOM consortium, which includes Mercy Corps, Swisscontact, and Right to Protection (R2P) with financial support from the UK Government through UK aid.  <\/p>\n\n<p class=\"wp-block-paragraph\">* Standard financing terms can be found on the website: <a href=\"https:\/\/bloom.edilo.com.ua\/\">https:\/\/bloom.edilo.com.ua\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Under the BLOOM program, businesses and entrepreneurs in frontline regions of Ukraine will be able to purchase goods and services with installment payments for up to 9 months at a rate of 6% per annum without collateral, guarantees, or currency risks. Fintech infrastructure provider Activitis and international humanitarian organization Mercy Corps are launching an affordable [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6649,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[40],"tags":[],"class_list":["post-6648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Activitis and Mercy Corps: Financing for Businesses in Frontline Regions<\/title>\n<meta name=\"description\" content=\"Under the BLOOM program, businesses and entrepreneurs in frontline regions of Ukraine will be able to purchase goods and services with installment payments for up to 9 months 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the BLOOM program, businesses and entrepreneurs in frontline regions of Ukraine will be able to purchase goods and services with installment payments for up to 9 months at a rate of 6% per annum without collateral, guarantees, or currency risks. Fintech infrastructure provider Activitis and international humanitarian organization Mercy Corps are launching an affordable&hellip;","_links":{"self":[{"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/posts\/6648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/comments?post=6648"}],"version-history":[{"count":2,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/posts\/6648\/revisions"}],"predecessor-version":[{"id":6652,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/posts\/6648\/revisions\/6652"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/media\/6649"}],"wp:attachment":[{"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/media?parent=6648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/categories?post=6648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/activitis.com\/en\/wp-json\/wp\/v2\/tags?post=6648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}